Ballast
AI-powered clarity on your money
Clear numbers from your bank data — pick Business or Personal to get started.
For my business
Invoices, VAT, cash flow and a team that shares the numbers.
- Invoices in and out, with AI extraction and VAT
- Who owes you, and who you owe
- Cash-flow forecast and runway
- Executive reports with top vendors and customers
- Invite your accountant or co-founder
Ballast Business · free to start, paid plans from €19/month
For myself
Budgets, savings goals and every subscription you forgot about.
- Where your money actually went this month
- A monthly budget per category, with rollover
- Savings goals with a real completion date
- Every recurring subscription and what it costs you
- Ask the copilot whether you can afford something
Ballast Personal · free to start, paid plans from €4.99/month
Not sure? Start with either — you can add a workspace of the other kind later, and both live in the same account.
In both editions
The same clear tools, whether you are looking at a company or your own money.
Every transaction, categorised
Connect your bank or drop in a CSV. Ballast works out the format, skips duplicates and files each transaction.
See where the money goes
Month-over-month charts, category breakdowns and your largest expenses, without building a spreadsheet.
An AI copilot that reads your data
Ask a question in plain language and get an answer grounded in your real numbers, not a generic tip.
Private by construction
Every query is scoped to your workspace, bank tokens are encrypted at rest, and nothing is shared between accounts.